Managing Shortfall:

1. Find Fresh funds
   1. Own + relatives
   1. Loans from Associations / Co-op ; “Kutu” funds from friends/relative
   1. Debtors / Creditors: Communicate with these “partners” so they know your financial situation, you’ll need their trust and understanding.
   1. Banks/Finance institution: Credit card, Bank Loans
   1. Others (P2P Lending, Seed Funding, Angel Investors)

• Reducing Outflows
  • Plug leakages – Potentially your employees are taking the stocks/cash for own use without you knowing it?
  • Efficiency Management (LEAN) – Why do you need to spend 3 headcount for a process when you can reduced some of the non-value added processes & reduced the headcount to 1 (waste elimanation), cost savings done the right way.
  • Getting Grants / Incentives (LMW, Pioneer Status etc) – reduced the payments of duties & income taxes or better still get government fundings for certain projects that is within the government development strategies.